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親指交換

Oyayubi Kōkan: family as a safety net

Plan money together, so one emergency never becomes everyone’s crisis.

In Japan, wealth is often planned across generations: grandparents help with education, parents help with a first home, and money is passed down gradually and deliberately.

Sri Lankan families already live this way: siblings help with school fees, children support parents, relatives abroad send remittances home. What is often missing is a shared plan.

A family that sees the same numbers makes calmer decisions, avoids duplicate spending and builds an emergency fund that protects everyone.

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How Ithuru helps

Shared family workspaces with roles, shared goals for education, weddings and homes, and an emergency fund measured in months of needs.

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Next guide: Shūnyū Nisshi: the income diary